Accidents and resulting insurance claims can be very stressful and inconvenient.
We’ve been around for a long time and know what our customers want and should expect from us. We also know that our customers do not want stress and inconvenience from an insurance claim that takes a long time to settle.
At FPG Insurance, we pride ourselves on a claims process that is super efficient, making it our mission to get you back on track as soon as possible. We continually review and enhance our claims processes, as well as our commitment to our Policyholders.
We are Fast, Effective and Equitable and deliver a world-class claims service. At the same time we are committed to a program of claims process innovation, resulting in an industry-leading e-claims process that relies on our total commitment to innovation and technology.
Affidavit executed by the unit owner/building administrator on the circumstances leading to the loss.
Fire Certification Report.
Fire Investigation Report and/or Incident Report and/or Affidavit detailing the circumstances of the loss.
Proof of Amount of Loss by the Insured
Purchase invoices to support the costing.
Clear and properly labeled colored photographs depicting the damages sustained.
Proof of Insurable Interest
Business permit and license to engage in business.
All affidavits or statements must declare the following:
Nature of ownership of the property insured.
Location of the property.
Extent of damage and salvage value.
Liens and encumbrances, if any.
Year the building was constructed and original construction cost (For Building Claim).
Location of other store or warehouse and amount of insurance on stock contained therein, if any (For Stocks Claim)
Civil Engineer’s or Architect’s detailed estimate (obtained at the expense of the Insured) to place the building in the same state of repair as before the loss (No contemplated improvements may be included in the estimate and a proper allowance for age and depreciation, etc., must be allowed).
Certified copy of the building permit, if any.
Certified copy of the Declaration of Real Property and Transfer Certificate of Title or Lease Contract.
Clear copy of the building or sketch prepared by the engineer or architect.
Furniture and Equipment Claim
A detailed list of the articles damaged showing the cost price of each and date acquired.
Records, Invoices, and Receipts, if any.
Goods and Merchandise (Stock in Trade) Claim
Books of Accounts, Financial Statements, Purchases and Sales Invoices, and all other business records.
Certified copies of Income Tax Returns of the Insured for the last two fiscal years.
Latest inventory of merchandise filed with the Bureau of Internal Revenue or any government entity prior to the loss.
A detailed inventory of articles damaged or destroyed, showing the cost price of each, extent of loss, and salvage value, if any, if the risk sustained is partial or water damage.