Cycling has become an increasingly popular mode of transportation and recreation for people worldwide. Whether commuting to work, participating in competitive races, or simply enjoying leisurely rides, cyclists face certain risks on the road.

While many cyclists understand the importance of wearing helmets and following traffic rules, one aspect that is often overlooked is the need for cycling insurance. Having cycling insurance can provide riders with valuable protection and peace of mind.

FPG Insurance`s MyCyclingClub Mate is a group personal accident insurance specifically designed for cyclists. The program covers bodily injury caused by an accident 24 hours a day, 365 days a year, anywhere in the world. 

Accidents can still occur no matter how experienced or cautious a cyclist may be. Collisions with vehicles, pedestrians, or even other cyclists can lead to injuries, some of which can be severe. MyCyclingClub Mate can help cover medical expenses and rehabilitation costs, provide a financial safety net during a challenging time, and ensure that riders receive the necessary care and support.

Cycling is not limited to a specific geographical area. On their bikes, many cyclists enjoy exploring different cities, countries, or even continents. Traveling with a bike introduces additional risks, such as accidents, theft, or damage during transportation. Having MyCyclingClub Mate that offers worldwide coverage ensures that riders are protected no matter where their cycling adventures take them.

Besides the core coverage mentioned above, MyCyclingClub Mate may also offer additional benefits. These can include roadside assistance, coverage for accessories and gear, legal advice, and even support for alternative transportation in case of bike theft or damage. Such benefits further enhance the value of cycling insurance and provide comprehensive support to riders.

FPG offers this insurance policy and is specifically targeted toward bikers associations with a minimum of 20 members. However, if your association has less than 20 members but more than 10, you can still apply for coverage with an additional 50% premium surcharge per member. This policy is available to all riders aged 18 to 65 years old.

Considering the risks associated with cycling, investing in MyCycling Club Mate is a wise decision that allows riders to enjoy their passion while knowing they are well protected.