Fire or Lightning or Thunder |
Earthquake |
Typhoon or Windstorm including Flood or Overflow |
Flood or Overflow of the Sea |
Volcanic Eruption |
Subterranean Fire |
Extended Coverage against Explosion, Falling Aircraft, Vehicular Impact, and Smoke Damage) |
Riot, Strike and Malicious Damage |
Broad Water Damage |
Bursting or Overflowing of any water tank apparatus or pipe |
Robbery / Burglary / Housebreaking |
Architect or Surveyor’s Fees up to 5% of the building sum insured |
Debris Removal expense up to 10% of the building sum insured |
Internal Removal expense up to 10% of the contents' sum insured |
Visitors Personal Effects up to 5% of the contents' sum insured |
Automatic coverage for Platinum, Gold, Silver, Jade articles and jewelries, as well as furs up to one-third (?) of the contents’ sum insured, unless specifically agreed herein, maximum limit of Php 50,000 pesos |
Servant’s Property up to 10% of the contents’ sum insured, maximum limit of Php 5,000 pesos |
Alternative Accommodation or Loss of Rent, up to 10% of the building sum insured plus 10% of the contents’ sum insured, maximum limit of Php 5,000 pesos per month, up to 6 months |
Benefits | Limits |
---|---|
Accidental Death Benefit for Principal Insured | Php 100,000 pesos |
Accidental Death Benefit for Spouse | Php 50,000 pesos |
Accidental Death Benefit for Children | Php 25,000 pesos |
Aggregate Limit for Accidental Death | Php 250,000 pesos |
Benefits | Limits |
---|---|
Accidental Medical Expense for Principal Insured | Php 10,000 pesos |
Accidental Medical Expense for Spouse | Php 5,000 pesos |
Accidental Medical Expense for Children | Php 2,500 pesos |
Aggregate limit for Accidental Death | Php 25,000 pesos |
Benefits | Limits |
---|---|
Accidental Death and/or Bodily Injury for EACH Household Employee | Php 5,000 pesos |
Items | Deductibles |
---|---|
Broad Water Damage, Bursting or Overflowing of water tank apparatus or pipes and Sprinkler Leakage | Php 20,000.00 each and every loss |
Earthquake/Typhoon or Windstorm/Flood/Volcanic Eruption | 2% of the actual cash value of the affected item (per standard PIRA deductible wordings) |
Extended Coverage | 1% of the Sum Insured of the affected item (per standard PIRA deductible wordings) |
Robbery, Burglary or Housebreaking | Php 5,000 each and every loss |
Alternative Accommodation | 7 days waiting period |
Personal Liability | Php 5,000 each and every claim for Third Party Property Damage |