Importance of Insurance During The Holidays
The holidays are a time for family, friends, and celebrations. But they`re also a time when accidents happen. From cooking fires to car accidents, the risk of property damage and personal injury goes up during the winter months. That`s why it`s important to have insurance during the holidays. Whether you`re a homeowner or renter, have an auto insurance policy in place, or are planning to travel, make sure you`re covered in case of an accident. In this blog post, we will explore the importance of insurance during the holidays and how it can help you stay safe and protected.Stay protected during the HolidaysAs the holidays approach, it`s important to make sure you and your family are properly protected. There are a few things you can do to help ensure a safe and enjoyable holiday season.First, be sure to review your insurance coverage. Make sure you have the right amount of coverage for your needs and that all of your policy documents are up to date. If you`re planning on travel, be sure to check that your travel insurance is up to date and covers the areas you`ll be visiting.Next, take some time to prepare your home for the holidays. Be sure to clear any potential hazards from walkways and yards, and consider investing in some security measures like motion-sensor lights or an alarm system.Finally, remember to practice safety precautions when out celebrating the holidays. Avoid excessive alcohol consumption, don`t leave drinks unattended, and be aware of your surroundings at all times. Following these simple tips will help you stay safe and protected during the holiday season.The holidays are a time for family, friends, and fun. But they`re also a time when the potential for accidents and injuries increasesAs the holidays approach, we often get caught up in the hustle and bustle of shopping, baking, and party planning. But it`s important to remember that the holidays are also a time when the potential for accidents and injuries increases.From slips and falls on slippery sidewalks to car accidents caused by holiday traffic, there are a number of ways you and your family could be involved in an accident during this festive season. And if you`re not properly insured, you could be left with a hefty bill to pay.Here are a few things to keep in mind when it comes to insurance during the holidays:1. Make sure your home insurance policy is up to date and covers any holiday decorations for parties you may be having.2. If you`re traveling for the holidays, check that your auto insurance policy covers you in case of an accident.3. If you`re hosting a holiday party, consider adding event insurance to your homeowner`s policy to protect yourself in case someone is injured at your party.By taking a few simple steps to ensure you`re properly insured during the holidays, you can enjoy peace of mind knowing that you and your family are protected in case of an accident or injury.That`s why it`s important to have insurance, especially if you`re travelingWhen you travel, there are a lot of unknowns. You don`t know what could happen, and that`s why it`s important to have insurance.If you`re traveling without insurance, and something happens, you`ll be responsible for all of the costs. This could include medical expenses, lost luggage, or even cancellations.With insurance, you can have peace of mind knowing that you`re covered in case of an emergency. So if something does happen, you won`t be left with a huge bill.There are a lot of different types of travel insurance, so make sure to do your research and find the right one for you. But overall, having insurance is always better than not having any at all.Travel insurance can help cover the cost of medical care, lost luggage, and canceled plansWhen you`re packing your bags and getting ready for a vacation, the last thing on your mind is what could go wrong. But the truth is, anything can happen when you`re away from home. That`s why travel insurance is so important.Travel insurance can help cover the cost of medical care if you get sick or injured while on vacation. It can also help if your luggage is lost or stolen, or if your travel plans are cancelled. No one wants to think about these things happening, but it`s better to be safe than sorry.So before you head off on your next adventure, make sure you`re protected with travel insurance. It could save you a lot of money and stress in the long run.FPG Insurance, the leading non-life insurance policy provider in the Philippines, offers a wide array of comprehensive policies that can be tailored for your needs for the holiday season. Head on to https://ph.fpgins.com/ to find the policy fit for you.
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Home Safe Home: Why Every Filipino Needs Home Insurance
Every Filipino dreams of owning a house and a lot that they can pass on to their future family. Real estate is one of the most formidable assets any individual can own. It appreciates over time that’s why it’s a fail-proof investment. It’s one of the assets that is affected by inflation. Acquiring a property in Metro Manila is certainly difficult given the factors that affect prices such as location, dimensions, and even aesthetics. Lucky for Filipinos, land developers have also made it possible for everyone to easily purchase real estate properties through PAG-IBIG or bank financing. Filipinos work hard every day to save up to afford or rent a property that they can call home. However, very few Filipinos know the importance of protecting their home. Home protection doesn’t just come in the form of reinforcing walls, refurbishing paint, or giving it a brand-new makeover. Protection in the form of insurance. You read that right. People aren’t the only ones you can insure because just like you, your home also has a future. And despite how strong of a fortress or simple your house may be, it is not immune to accidents and unpredictable calamities. Without home insurance, every one of us is facing an invisible yet the real risk of serious financial loss and emotional damage. It’s true that acquiring a real estate asset alone is very expensive but the damage that comes when an unprecedented event occurs to your home (knocks on wood) is even more devastating. Fires, flash floods, and earthquakes are very common in the Philippines. Typhoons hit our country every year and each one of them leaves immense damage to our properties. Not to mention the fact that even while we are still in the process of recovery, another storm is probably brewing, ready to wreak havoc again. So just Imagine if all the elements decided to strike an attack on your home. Although unlikely, it’s better to be insured than to start from scratch. Protecting our homes is not hard as compared to buying or building one. FPG Insurance, the Philippines’ leading non-life insurance provider has made it so easy to protect our home. Whether you are a proud homeowner or a tenant, you can choose a home insurance policy that fits your needs. Like any type of insurance, you can choose how much coverage you want from your insurance plan. Below is the list of coverages you can include in your home insurance: Physical Loss or Damage to the covered property arising from the following perils:Fire or LightningEarthquakeTyphoons or Windstorms including Floods or OverflowFlood or Overflow of the SeaVolcanic Eruption (excluding locations that are in the 50km radius from the mouth of the volcanoes)Subterranean FireExtended Coverage against Explosion, Falling Aircraft, Vehicular Impact, and Smoke Damage)Riot, Strike, and Malicious DamageBroad Water Damage - 5% of the total sum insuredBursting or Overflowing of any water tank apparatus or pipe - 5% of the total sum insuredFire Fighting Expense - 5% of the sum insured, minimum of Php100,000Personal Liability to the Public which the Insured may be legally liable for bodily injury or property damage sustained by a third party up to Php 200,000.00Head on to https://ph.fpgins.com/products/home/ to insure your home now!
Online Crime Spreads Like A Virus: Here’s How To Keep Yourself Protected
The social media-verse is teeming with opportunities for everyone. There are thousands of job and business leads that can be found just by searching the right keywords online. However, as we become more exposed to the benefits of the online world, we are also exposed to crimes that spread like viruses - online crime. Spam messages that include your actual name, identity theft, email phishing, cyberbullying, and false charities have infected the virtual space that we are exposed to every day.The fact that the number of people using the internet rose to almost 4.95 billion in 2021 contributed to this. The more users, the more potential victims for online scammers and fraudsters. The landscape has also been widened since there are countless ways or strategies available to these online criminals. Not to mention the fact that social media are insufficiently moderated, meaning anyone can create an account to inspire trust and create a false image of legitimacy. Basically, the very platform we love to use every single day is also the platform that is infected with this online plague. The spread of this crime has of course not gone unnoticed as companies, brands, personalities, and the government of the Philippines have created campaigns to spread awareness and inform people to be extra vigilant online especially when money, virtue, and safety are involved. Businesses, including FPG Insurance, have transitioned their payment methods from analog to digital. The trade is now constantly under the virtual space. However, these efforts seem to be just not enough. Anyone who uses social media, e-wallet services, and online banking is still vulnerable because of how cunning online scams get. So why struggle to fight off online crimes and hope that they just cease to victimize countless people if you can just be instantly protected from them? FPG Insurance, the Philippines` leading non-life insurance provider has just pioneered the first e-wallet security and cyberbullying protection to be approved by the ICC called MyCyberProtect Mate. This non-life insurance policy is the first Personal Cyber Insurance product offered in the Philippines that is specifically designed to digitally protect literally anyone against e-wallet fraud, identity theft, and cyberbullying. FPG Insurance knows that online crimes don`t come in the form of a financial threat. That`s why they`ve included cyberbullying protection in their flexible plan - an extremely rare move that shows how much the company cares for the virtual well-being of the Filipinos they serve and protect. If you think about it, MyCyberProtect Mate is like the Filipino`s digital police and protector that we need. Take matters into your own hands now and digitally protect yourself from online crime with MyCyberProtect Mate. Filing to avail of this flexible policy is now easier on FPG Insurance`s website.GET PROTECTED TODAY: https://ph.fpgins.com/products/cyber/
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