FPG Insurance
Europe, Asia, or anywhere worldwide, we got you covered. MyTravel Mate International Table of Benefits
Benefit Classic (USD) Elite (USD) Prestige (USD)
Personal Accident For child from 4 weeks to 17 years or person above 70 years old $20,000
* 50% of total PA benefit
$50,000
* 50% of total PA benefit
$100,000
* 50% of total PA benefit
Medical Treatment / Expense Up to $20,000 Up to $50,000 Up to $100,000
Medical Evacuation and Repatriation Actual Expense
(subject to maximum limit of the plan)
Actual Expense
(subject to maximum limit of the plan)
Actual Expense
(subject to maximum limit of the plan)
Emergency Dental Care Up to $200
(deductible $60)
Up to $200
(deductible $60)
Up to $200
(deductible $60)
Return of a family member traveling with the Insured Actual Expense Actual Expense Actual Expense
Repatriation of Mortal Remains Actual Expense Actual Expense Actual Expense
Escort of Dependent Child Actual Expense Actual Expense Actual Expense
Travel of one immediate family member / Compassionate Visit Travel Cost plus $100 / day
(Max of $1,000)
Travel Cost plus $100 / day
(Max of $1,000)
Travel Cost plus $100 / day
(Max of $1,000)
First Medical Assistance Up to $500 Up to $500 Up to $500
Delivery of Medicines Included Included Included
Personal Liability Up to $25,000 Up to $30,000 Up to $30,000
Trip Cancellation Up to $1,500
(deductible $30)
Up to $2,000
(deductible $30)
Up to $2,000
(deductible $30)
Trip Curtailment Up to $1,500
(deductible $30)
Up to $2,000
(deductible $30)
Up to $2,000
(deductible $30)
Delayed Departure Up to $100 Up to $200 Up to $200
Missed Connecting Flight Up to $100 Up to $200 Up to $200
Flight Diversion Up to $100 Up to $200 Up to $200
Aircraft Hijacking Cover $50 / day
(Max of $500)
$100 / day
(Max of $1,000)
$100 / day
(Max of $1,000)
Delay in the arrival of Luggage Up to $40 Up to $100 Up to $100
Compensation for in-flight loss, robbery or destruction of checked-in luggage Up to $750
subject to a limit of $150 for any item
(deductible $30)
Up to $1,000
subject to a limit of $150 for any item
(deductible $30)
Up to $1,000
subject to a limit of $150 for any item
(deductible $30)
Location and forwarding of luggage and personal effect Included Included Included
Emergency Communication Expenses Up to $100 Up to $100 Up to $100
Loss of Travel Documents Up to $300 Up to $300 Up to $300
Loss of Personal Money 25% of loss amount
(Max of $200 limit)
25% of loss amount
(Max of $200 limit)
25% of loss amount
(Max of $200 limit)
OTHER ASSISTANCE
Relay of urgent messages Included Included Included
Long distance medical information service Included Included Included
Medical referral/appointment of local medical specialist Included Included Included
Connection Services Included Included Included
Car Rental Protection Up to $4,000 Up to $4,000 Up to $4,000
Accidental Burial Assistance $500 $500 $500

Number of Days Classic Elite Prestige
4 $10.50 $18.00 $30.00
6 $14.50 $27.00 $45.00
8 $19.50 $30.00 $50.00
10 $21.50 $34.00 $57.00
15 $24.50 $41.00 $68.00
21 $31.50 $51.00 $85.00
25 $35.50 $61.00 $102.00
30 $41.50 $67.00 $112.00
37 $48.50 $77.00 $129.00
44 $53.50 $89.00 $149.00
51 $60.50 $99.00 $165.00
58 $66.50 $110.00 $184.00
65 $71.50 $119.00 $199.00
72 $73.50 $122.00 $204.00
79 $79.50 $132.00 $220.00
86 $84.50 $141.00 $235.00
93 $96.50 $147.00 $245.00
100 $105.50 $157.00 $262.00
107 $112.50 $170.00 $284.00
114 $118.50 $177.00 $296.00
121 $125.50 $190.00 $317.00
128 $131.50 $205.00 $342.00
135 $138.50 $218.00 $364.00
142 $144.50 $226.00 $377.00
149 $151.50 $238.00 $397.00
156 $157.50 $247.00 $412.00
163 $164.50 $258.00 $431.00
170 $170.50 $267.00 $446.00
177 $177.50 $275.00 $459.00
180 $190.50 $283.00 $473.00
Annual Premium
(Frequent Traveler)
$284.50 $431.00 $720.00
Annual Premium
(max of 365 days)
$314.50 $482.00 $805.00

  1. REPATRIATION OF MOTAL REMAINS - 5% Surcharge
    • due to pre-existing condition up to USD 20,000 on all plan destination and limit options except for USD 10,000 Medical Pllan where the limit for this subject benefit shall only be up to USD 10,000 only
  2. HAZARDOUS NON-PROFESSIONAL SPORTS - 100% Surcharge
    • Applicable to Adventure Sports excluding Competitive, Winter Sports and Extra Hazardous Sports
  3. SPORTS EQUIPMENT (part of the policy sub-limit for checked-in luggage) - 50% Surcharge
    • Covers Breakage or scratching of sports equipment whilst checked-in and declared to the airline company. Subject to declaration of sports items upon issuance of the Travel Policy
    • Fragile objects are not covered
  4. CRUISE COVER - 26% Surcharge
    • This is applicable for  INTERNATIONAL CRUISE PROGRAM which may:
      1. start from the Philippines via cruise or;
      2. trips that commence via Commercial Airline

ASIA - Provides Asia cover, excluding The Philippines, Japan, Australia, New Zealand and Middle East Countries

WORLDWIDE - Provides worldwide cover, excluding The Philippines

SCHENGEN - Provides cover on the following Schengen Countries

  1. Pre-existing conditions
  2. Suicide & self-inflicted injuries
  3. Illness or pathological states caused by the voluntary consumption of alcohol, drugs, toxic substances, narcotics or medicines acquired without medical prescription as well as any kind of mental illness or mental imbalance
  4. Extraordinary natural phenomena such as floods, earthquakes, landslides, volcanic eruptions, etc.
  5. Events arising from terrorism, mutiny or crowd disturbances
  6. Injuries resulting from competitions, sports & training tests
  7. Wars with or without prior declaration, and any conflicts or International interventions using force or duress
  • All applications for insurance coverage are subject to approval of FPG Insurance and conformity with FPG's Travel Agreement International prior to insurance quotation or policy commencement.
  • Age elibigility
    • Minor: 4 weeks to 17 years old
    • Adult: 18 - 80 years old
    • For person aged between 60 and 65 years old, subject to 50% premium surcharge
    • For person aged between 66 and 75 years old, subject to 100% premium surcharge
    • For person aged between 76 and 80 years old, subject to 150% premium surcharge
  • Annual cover for frequent travelers provides unlimited trips but not to exceed 180 consecutive days per trip
  • Europe Schengen Visa requires Elite cover
  1. What is Travel Insurance?

    Travel Insurance is your protection in the event that an accident or sickness occur while you are travelling outside or within the Philippines. 

  2. What are the benefits of having a Travel Insurance?

    The FPG Travel will keep you worry-free given the numerous benefits under the international and domestic travel where losses of money/belongings and accident are covered. 

  3. When does your Travel Insurance begin and end?

    The Insured is covered whilst travelling, the coverage commences upon entry to the Airport in the Philippines and terminates upon exit of the Airport in the Philippines.

  4. What is the age limit for a person covered under Travel Insurance?

    For International Travel covers up to 80 years old

    For Domestic Travel covers up to 70 years old

  5. How can I claim under Travel Insurance?

    FPG Travel has a 24/7 hotline (+632) 459-4768 and a dedicated personnel who will attend to you while you are outside the Philippines. For Domestic Travel, you can call (+632) 859-1200 or (+632) 944-1300 for immediate assistance.

  6. Can I still buy Travel Insurance even if I have pre-existing condition?

    Yes, you can still purchase travel insurance. However, FPG Travel International can only cover pre-existing conditions up to US$ 500. Whilst, domestic travel does not cover pre-existing conditions.    

  7. What if after purchase of the Travel Insurance I was declined by the Embassy, can I cancel my Travel Insurance and refund the premium?

    The company will grant your request for policy cancellation upon submission of proof of denial for Visa application form the Embassy. The premium will be refunded except for the documentary stamps and taxes paid to the government. 

  8. If I travel frequently for a year, can I avail of an annual Travel Insurance?

    Yes, FPG Travel International provides annual cover for frequent travelers with unlimited trips but not to exceed (180) consecutive days per trip. 

  9. What are the advantages of our FPG Travel (International) compared to others?

    - It provides cashless claim settlement
    - It covers up to 80 years old
    - It provides worldwide cover excluding the Philippines
    - No medical application required

  10. Does the FPG Travel offers a family package at a discounted rate?

    Yes, FPG Travel International provides a family package with a maximum of four (4) family members.